8 oz (1 block) cream cheese, softened

1 cup creamy peanut butter

1 cup powdered sugar

1 teaspoon vanilla extract

1 ½ cups crushed graham crackers (or digestive biscuits)

2 cups chocolate chips (milk, dark, or white)

1 tablespoon coconut oil or vegetable shortening (for smooth chocolate coating)

½ teaspoon sea salt (optional, for garnish)

Crushed peanuts or chocolate sprinkles (optional, for decoration)