Driving a Car Registered to Someone Else: When It’s Legal and When You Risk Fines

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When Is Notification NOT Required?

You do not need to report vehicle use in the following situations:

  • Use is occasional or sporadic

  • The car is shared within the family, without exclusive use (e.g., between spouses)

  • The car is temporarily loaned to friends or relatives

In these cases, even if the driver is not the registered owner, there is no risk of a fine.

How to Report Exclusive Use of a Vehicle

To comply with the law, follow these steps:

  1. Fill out the TT2120 form for user registration

  2. Submit the application to the Civil Motorization Office

  3. Attach the required documents (e.g., ID, ownership documents)

  4. Pay the fees:

    • $16 administrative fee

    • $16 stamp duty

Once completed, the registration is valid for the entire declared period of exclusive use.

What About Insurance?

Insurance coverage remains valid as long as the driver is authorized to use the vehicle and the policy doesn’t include restrictive clauses like:

  • “Exclusive driving” (only one person may drive)

  • “Expert driving” (minimum age or experience required)

In the event of an accident, insurance typically covers damages—but always check the terms of the policy in advance.

Summary

You can legally drive a car registered to someone else in Italy, but if you use it exclusively and for more than 30 days, you must notify the DMV to avoid serious fines. For occasional or family use, no action is needed.

Stay informed, follow the rules, and you’ll avoid unnecessary penalties—while staying safely on the road.

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